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Founded in 2000 by industry expert Dr. Michael C Grayson, Credit & Debt Management Institute a 501(c)(3) non-profit company, to provide churches, organizations, individuals, small businesses and communities with the intellectual capital necessary to navigate our very complex post global meltdown FICO driven financial environment.
CDMI has been an important force in shaping credit-driven technologies and have used their proprietary technology to launch products that foster economic growth.
CDMI currently holds all three record:
- The World’s Highest Credit Score
- The Fastest Credit Turnaround
- The Most Deletions in a Single Dispute

Good Credit Program
$
1250
50% Down. Scheduled Installments
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Obtain 620 Credit Score*
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Free Consultation
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Monthly Analysis
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More Job Opportunities
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* Individual client history, CDMI will work to obtain score within stated range.
Perfect Credit Program
$
2500
50% Down, Scheduled Installments
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Obtain 680 Credit Score*
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Free Consultation
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Monthly Analysis
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Faster Funding Approvals
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* Individual client history, CDMI will work to obtain score within stated range.
Popular
Extreme Credit Program
$
5000
50% Down. Scheduled Installments
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Obtain 720 Credit Score*
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Free Consultation
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Monthly Analysis
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Access large lines of credit
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* Individual client history, CDMI will work to obtain score within stated range.
What We Excel In
Perfect Credit
Extreme Credit
Business Credit
Collections Eliminations
Foreclosure Removal
Foreclosure Abatement
Debt Filtration
Student Loans
Bankruptcy Removals