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Founded in 2000 by industry expert Dr. Michael C Grayson, Credit & Debt Management Institute a 501(c)(3) non-profit company, to provide churches, organizations, individuals, small businesses and communities with the intellectual capital necessary to navigate our very complex post global meltdown FICO driven financial environment.

CDMI has been an important force in shaping credit-driven technologies and have used its proprietary technology to launch products that foster economic growth.

CDMI currently holds all three records:

  • The World’s Highest Credit Score
  • The Fastest Credit Turnaround
  • The Most Deletions in a Single Dispute

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Credit & Debt Management Institute is a registered 501(c)(3) organization.